Housing Merit (Bostadsmerit)
What does it mean?
Bostadsmerit is Bofrid's system for collecting and verifying tenant information in one place. By connecting your BankID, you can verify your identity and then upload documents such as credit reports (UC/Creditsafe), employment certificates, income details, housing history, and references from previous landlords. All information is compiled into a merit score that gives landlords a clear picture of your profile — without you needing to send the same documents over and over again.
The system saves time for both tenants and landlords. Instead of handling paperwork and manual checks, the landlord can see your verified housing merit directly in your application. The more verified information you add, the higher your merit score and the stronger your application becomes. Bostadsmerit especially helps people who are new to the housing market — newcomers, young adults, and expats — to demonstrate their credibility without years of Swedish rental history.
Key Points
- Collects verified information: identity (BankID), income, employment, credit report, housing history, and references
- Score system showing landlords how complete and verified your profile is
- BankID verification ensures all information is linked to the correct person
- Saves time — upload documents once and use them in all applications
- Helps landlords quickly assess and compare applicants
Practical Tip
Start by verifying your identity via BankID — it's the foundation of your housing merit. Then upload a current credit report from UC (minuc.se) or Creditsafe, add your employment certificate, and ask a previous landlord for a reference. The more you fill in, the stronger your profile becomes.
Based on content from Bofrid's Knowledge Bank